Trying to "time" a real estate market is not the best idea. Too many variables are involved. Real estate experts said the average price of a home declined by 3 percent in 2007, but that average is for the entire country, not necessarily your home town. How much will the average price decline in 2008? That question is yet to be answered. And who knows if there will be a decline at all in the coming years.

Home sales are often triggered by the events of life such as an employment transfer, an increase in family size, a death, a divorce, or a pending foreclosure. These homes are available now, and people want to sell as soon as possible. Life's events are more likely to produce a favorable selling price than national statistics predict.

The best time to buy a home is when you are ready to do it. That means you have access to cash for a down-payment, you have private money, hard money, or a retail buyer lined up if you are a professional flipper.

Getting ready to buy includes checking your credit to avoid errors on your credit report and visiting a bank to determine how large a loan you will qualify for (if that's the only way you know how). It's all work, learn an easier way when you get a chance, because there certainly is one. That OTHER way doesn't require the headache that traditional real estate transactions bring about.

More info on your stop foreclosure information search:

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